Refund & Cancellation Policy

• Duplicate or wrongly charged payment — we refund it in full.
• You never got access after a successful payment — we fix it or refund it.
• You bought by mistake and have not opened a single lesson — we refund it on request within 7 days.
• You used the lessons — no refund, because the product was delivered.
• Crypto payments — refunds are only possible in the cases above, because on-chain transfers cannot be reversed.

Access is delivered immediately after a successful payment, and lessons can be read straight away. Because the content is available to you immediately and can be consumed in full, sales are treated as completed on delivery. We still refund where the content is materially broken, where you were charged twice, or where you were charged for something we never delivered.

Email us from the address you used to buy, or from the email linked to your account, with the word "refund" in the subject and the wallet address or payment id you paid with. Include the date and amount. We reply within 2 business days.

webdharme@gmail.com

UPI, card and netbanking payments are refunded to the original payment method. Banks usually take 5 to 10 business days to credit the amount.

Crypto payments are refunded in the same asset, to a wallet address you provide, minus the network fee of the refund transaction. We cannot return funds to a card or bank account for a payment that was made on-chain.

If a payment is reversed by your bank as a chargeback, access is suspended and the amount becomes payable to us. We do not charge a fee for reversing a chargeback, only the amount that was charged.

We do not accept requests for a refund because a lesson was not what you expected, because the market moved, or because you bought the wrong product. Those are covered by the 7-day mistake-purchase window in section 1.

Any question about a refund goes to webdharme@gmail.com. Terms that govern the purchase are on the Terms & Conditions page.